Your two biggest assets are your home and your retirement savings. You insure your home. Have you insured your retirement savings?
Enright Inc. Financial is an independent fiduciary advisory firm dedicated to serving pre-retirees and retirees who have worked their whole life to save up their nest-egg.
Protection-first Retirement Planning
Enright Inc. Financial Protection-first retirement planning for those who want market growth without market risk and income that lasts as long as they do.
We specialize in designing retirement strategies that deliver the upside potential of the market with your gains “locked in” once credited and cannot be lost due to market downturns. We also help our clients with guaranteed lifetime income solutions replacing paycheck uncertainty with predictable, inflation-resistant income that can never be outlived—regardless of market conditions or longevity.
Our mission is simple: to eliminate the two greatest fears in retirement—running out of money and losing what you’ve spent a lifetime building. Every recommendation is rooted in fiduciary responsibility, tax efficiency, and mathematical certainty, not speculation.
Your Options Are Time-Sensitive. Your Decisions Matter.
Many retirement decisions can’t be undone.
Tax rules change. Market conditions shift. Age-based deadlines approach faster than expected.
The earlier you understand your options, the more control you keep over your income, taxes, and legacy.
This isn’t about rushing. It’s about not waiting too long.
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Certain strategies are only available before specific age milestones
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Small adjustments today can prevent irreversible mistakes later
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A short conversation can clarify what applies — and what doesn’t.
Complete the form to the right and a licensed advisor will personally review your information and reach out at a time that works for you.
Retirement Services
Some annuities have given the industry bad press. We only represent the modern
annuities from the highest rated companies.
Variable Annuities
These annuities have high fees, typically between 2-4% per year plus you will lose principal in a down market. We do not recommend this family of annuities. Variable Annuities are what give the industry some bad press
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Fixed Indexed Annuities
In a world of market ups and downs, Fixed Indexed Annuities (FIAs) offer the perfect balance: Principal and gains protection from losses, market-linked upside potential, and tax-deferred growth – all with no explicit annual fees* on many base contracts. You have a choice of crediting indexes such as the S&P 500, Nasdaq, BNP Paribas Multi Asset Diversified Index, AI Powered Global Opportunities Index and others.
Fixed Annuities
In today's uncertain markets, Fixed Annuities (especially Multi-Year Guaranteed Annuities or MYGAs) are a standout choice for conservative savers seeking guaranteed returns, principal protection, and tax-deferred growth – all without stock market risk or ongoing fees. These are a great choice for savers and for clients looking for income at a set point in the future or immediately.
Roth Conversion
In today's evolving tax landscape, a Roth Conversion is one of the most powerful strategies to secure your retirement: Pay taxes now on your traditional IRA or 401(k) funds, then enjoy tax-free growth and withdrawals forever. With stable tax brackets locked in permanently and opportunities to optimize before any future changes, now is the ideal time to act!
From the Enright Inc. Financial Blog
Best Strategies for 2026 Success
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Bracket Filling: Convert just enough to top off your current lower bracket (e.g., up to 22% or 24%) without pushing into higher ones.
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Multi-Year Plan: Spread conversions to manage taxes and maximize tax-free growth time.
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Market Timing: Lower account values mean less tax on conversion – rebound growth is all tax-free!
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Pay Taxes Smartly: Use non-retirement funds to cover the tax bill for maximum benefit.
Roth conversions are ideal if you expect similar or higher taxes in retirement, want to minimize RMDs, or build a tax-free legacy.
Not for everyone (upfront tax cost, 5-year rules apply), but with personalized planning, it can save thousands long-term.
Get a free illustration showing your potential savings – compare scenarios and secure your tax-free future today.